I have been doing taxes on the North Shore for the last 25 years! I prefer working on my lanai watching the surf dance in the coconut trees. I treat my clients like family and friends and try to keep the pain associated with doing taxes as easy as possible. I do efile and believe direct refund deposit is great and secure. I don't like the idea of a quicker refund when you have to pay exorbitant fees and interest. I started doing taxes in 1970 in Hawaii and I like it when people down the line thank me for reminding them to save for their retirement years thru IRA's and other saving plans available.